Will Traditional Banks Be Able to Win at Cloud?


Now that the banking cloud is quickly developing, traditional banks are realizing they have to improve their digital stance if they don’t want to see a mass exodus of their customers.

  • Better Security Perception & a Changing Market
  • Digital the Way to Bank Quickly
  • Essential to Continuing Retail Success
  • Diving into Digital
  • Immediacy without Sacrificing Service
  • Cloud as a General Path Forward
  • Conclusion

Better Security Perception & a Changing Market

Now that cloud-centered, digital bank startups are on the rise, traditional firms are assessing the extent to which they might want to invest in newer technologies. Public cloud was previously feared as a general security concern, but that perception has largely changed: security was listed as the top challenge with cloud in last year’s State of the Cloud survey, but in 2016 the top issue is talent and resources.

Banks are becoming more open to cloud in terms of security but also from a business standpoint, recognizing that they are losing market share to emerging businesses such as Starling, Mondo, and Atom. Traditional banks have had to move elements of their businesses beyond their own datacenters in order to effectively respond to the changing financial landscape.

Digital the Way to Bank Quickly

Every bank wants both rapid and safe mobile banking delivered via a coherent and well-coordinated application. There is massive disruption in the finance industry: as some people start transitioning to 100% home banking, these applications are becoming increasingly popular, notes Steven Boyle of ITProPortal. “More and more, the bank is becoming a virtual concept rather than a high street or call center entity,” he says, “though many still want the peace-of-mind that accompanies talking directly to experienced banking staff.”

It’s very important that banks meet that need for speed with any cloud systems they adopt. After all, that is the point. The cloud services they choose should be well-designed and use enterprise-grade equipment. For instance, at Superb Internet, we use distributed storage (offering no single point of failure and no bottlenecks) and InfiniBand (with practically no jitter and always-zero packet loss).

Essential to Continuing Retail Success

Brick-and-mortar banks are part of the larger retail sector that isn’t keeping up with cloud. Retail businesses are in many cases unaware how they are falling behind. Stores that do not transition substantially to digital may see as much as 35% of their net profits disappear, according to a McKinsey report from 2015. Meanwhile, organizations that optimize their cloud use could see their profits go up 40% or more.

Companies that haven’t yet transitioned to digital are only painting themselves into a corner. They are falling behind in terms of the immediate-access, user-experience expectation that is gaining traction among consumers.

Diving into Digital

Banks are basically now beyond the point of toe-dipping in terms of the cloud’s rise, explains Boyle. “[T]he old guard is now facing a crossroads: adapt and invest now, or cling to outdated core systems that could eventually prove catastrophic,” he says. “The latter course risks a situation where banks fade along with their older client base.”

Everything is becoming more mobile throughout our society. That level of convenience is now becoming not an extra perk but an expectation. Traditional banks will need to keep pace in the digital era if they are to remain relevant, particularly among the younger demographics. Startups are setting the bar high, hoping to create a service that outdoes what the traditional banks can provide. The agility with which startups are able to maneuver can make it challenging for the major industry players to compete.

Immediacy without Sacrificing Service

Digital is efficient for all parties. However, service can suffer. That’s a major issue in terms of engagement. You can keep the more tech-savvy customers engaged, but you could lose customers who become frustrated within a system they don’t understand – and with lack of face-to-face assistance.

Part of that comfort issue can be solved by patterning your cloud environments after the familiar world of a physical bank. Essentially, the human element cannot be forgotten. “Digital convenience must be matched by engaging customer service at every step of the process,” says Boyle.

Cloud as a General Path Forward

More traditional banks are realizing that it makes sense to adopt cloud services. Basically cloud allows banks direct access to virtually unlimited high-speed resources on-demand. That means it’s possible to crunch big data, speed up transactions, lower budgets, and keep customers happy.

Cloud allows companies to have extraordinary agility since they are able to add or remove services on-the-fly. It also has a better reputation in terms of security, now that banks and other institutions have realized strong cloud providers must have security expertise in order to protect their systems and credibility 24/7.

The major cloud strong-point that is particularly attractive to banks is the reliability of cloud systems, since redundancies are built so fundamentally into legitimate cloud architecture.

Banks have also realized they can use cloud to any extent, in conjunction with their legacy systems as desired.


For banks, digital is a key differentiator in the industry that is impossible to ignore. In response, many banks will transition to the cloud faster than expected.

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  • Becky – I too hope you find your voice again! I think our voice is expressed differently in different seasons. For years I danced to express my voice, then I acted, then I prayed, and now I have multiple ways of expressing myself. What a blessing you have in this joyful season! May you enjoy each day with it’s joys and challenges!

  • Fast även om ett ord från början har nått svenskan från latinet, franskan, tyskan eller något annat språk, kan det ju likväl vara engelskan som idag inspirerar många till att använda det.  Så tror jag är fallet med många ursprungligen latinska ord, däribland fullt möjligt även "intention".

  • // அதன் காரணமாகவே “no to india, no to pakistஹன்” என்கின்ற வாசகங்களை ஏந்தி போராட்டம் நடத்துகின்றனர். //காஷ்மீர தண்ணி தெளிச்சு விட்டுட்டா அன்னிக்கு சாயங்காலமே ஜிலானியும், சலாஹுதீனும், மற்றுமுள்ள எல்லா உறவினர்களும், பாக்கிலுள்ள நட்டுகளும், போல்ட்டுகளும் காஷ்மீர் பள்ளத்தாக்கை பத்திரமா பாகிஸ்தாண்ட்ட சேத்துடுவா. சுதந்திரங்கேட்ட அமானுல்லாகான், இந்திய ஆதரவு ஒமர், அப்துல்லா அண்ட் ஃபேமிலி போட்டுத்தள்ளப் படுவார்கள். லடாக் லவுட்டப்படும் திபெத் மாதிரி. பஞ்சாயத்து முடிஞ்சு போச்சு எல்லாம் வீட்டுக்குப் போங்கன்னுடுவாவோய்..

  • So because one of the largest carriers is starting to carry more Android devices so everyone on any carrier will have a variety of Android powered handsets and that’s a bad thing how? I guess Verizon shouldn’t show interest in the iPhone based on your logic and stay with Android regardless of what a substantial amount of their customers would buy an iPhone the day it gets released on Verizon’s network…. Grow up!

  • , While attending college in my hometown of Superior WI I worked in a hotel restaurant our management company started up a 401K retirement savings plan with 50% company match. When I moved the Twin Cities with one class left to graduate I withdrew all of the money, a few thousand dollars, and paid the penalties. My intention was to purchase a computer with some of the monies. It took me a couple months to secure a job (no easy task since I didn’t quite have my BS degree) and by that time I had spent nearly all of the money. Looking back what a huge mistake not to roll over at least some of the 401K!

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  • I’m all for a Militia of Tea Party Americans.. This administration has went to far.. He(Ole Slue Foot) thinks because he fooled the majority to elect his sorry Fascist A–, along with the Skank of DC (Prancing Pelosi), that we will curl-up and let them ruin this Great Christian Nation !! I’ve got news for the Vipers; we will not surrender our God Given Rights, come Hell or Hi-water. As Patrick Henry solemnly swore and declared,*GIVE ME LIBERTY, OR GIVE ME DEATH* !!! Locked & Loaded !!

  • Y yo me pregunto: con los años que llevan gobernando los que se dicen de izquierdas, no hay forma de legislar para que el politico que se pringe le corten los wewos para ejemplo de los demás y del pueblo soberano ?O no interesa porque los nuestros también se prigan ?El Canuit

  • and does is honest!(whether it is worthless or unpopular is what we vote on, but the words must be truth!!!)What we have learned the last few years is that we are being purposely lied to!! Like dishonest parents lie to a child when parent doesn't think the child needs to know!It's like those hidden bugs that we don't see but that do the most damage because they get TIME to do their work against our knowledge. And we are paying their salary to do that to us???!!!!

  • Hi Travis,As I deepen my practice I appreciate finding new teachers such as yourself. It’s of great benefit, I believe, to hear and see a particular movement or form expressed slightly differently than I’ve heard/seen before.I have a question: A number of longtime practitioners I have met have developed the left hand tremor, which I see you have, as well. It’s counterintuitive, as Tai Chi in various forms is recommended to TREAT essential tremor. I’m a curious scientist, and I want to know why that develops. Do you know?Thanks for all you do.

  • K I am 14 years old i was raped awhile ago, and they finailly caught the people! and the court date is actually comming up very quickly…What happeneds int he court? What kind of questions do they ask? Will it be scary? Ahh….anything i NEED to know? WHAT DO I NOt say? I have nothing to hide or anything..but i dont want to say somthing stupid..as my mind is still everywhere after what happened..please help!

  • I truly loved the pictures and the clothing, definitely not offended by the black face… it’s not exploitative. It’s what blackface should look like, a black person of the diaspora showing our various hues…asians I know do not take offense to asians being whitepowdered to represent Geisha. Furthermore, the makeup removed Beyonce’s public figure, actress, music performer, red carpet presona and instead projected a black woman..I say that because I was sent the “who dat” picture before the acknowledgement.

  • Allison – Jen,Words cannot express how much I appreciate everything that you, your mom, Lydia and Paula did to make my baby shower an occasion that I will never forget! Your pictures are amazing, as always, and I cannot wait for you to take pictures of the boys! I am proud to have such a beautiful and talented cousin – you are the best!Love,Allison

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  • Suburbanites who drive to the Public Market are too afraid to stick around and spend time/money in the neighborhood. This is the case everywhere in the city. There’s really no way to fix it. If people don’t want to contribute to an area, they’re not going to do it. No matter how much parking, public transportation, green space, gentrification etc. is implemented, people are NOT going to stick around after they’re done shopping in the market. End of story.

  • Reclame door je dochter helpt; zo kom ik op je site.Moet de boel nog eens uitgebreider bekijken maar dit bericht bevat al de nodige beauties.Met name de hommel aan de distel en helemaal het soldaatje steekt er voor mij bovenuit.Groeten,Robert

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  • tracey · Hi Debby – Those books and magazines help with so many of life’s little crises, don’t they? The rejection thing is something I’m getting better with, but there’s still that little moment of pain and self-reflection. As you say though, it’s all part of the process and I just have to accept it. There’s always another writing project just around the corner that needs attention. Thanks for your encouragement, it’s always inspiring to hear of how some other writers have persevered through rejection and eventually been met with great success.

  • Eu um bom colorado ja senti o gosto de ser campeao do mundo em cima do Barcelona.Se bem que o time atual do barça e´ melhor do que aquele que o inter venceu em 2006.A verdade e´que o titulo do mundial de clubes nao e´so do clube campeao ,mas tambem do pais que ele representa.Em 2006 todos diziam que o inter ia ser massacrado por Deco ,Ronaldinho gaucho etc..O Santos tem mais uma oportunidade de baixar a crista dos europeus.Muricy os colorados estao contigo!!!!!!!!!!

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  • , PC I have no idea why you are pursuing this absurd personal confrontation across one thread after another.I have no idea why you think there is anything personal in PC’s challenge to you on this or any other thread. PC has been challenging plenty of people all over LP, not just you, for years.P.S. I’m not weighing in on the merits of any particular premise, challenge or rebuttal here – just on the idea that it must be something personal. That’s an uncalled-for imputation, IMO.

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  • Bon article,Cependant, les instituts de sondages ne sont pas des plus fiables, la faute revient à l’échantillon. Généralement, les personnes interrogées résident en île de france, et sont au nombre de 1000 (environ). A partir de là, comment peut-on obtenir des résultats fiables sur 40 millions de personnes réparties dans toute la France ?

  • Shudder.Holland seems to be the relative kept in the upstairs room at Meryl’s place. Fed macadamia nuts and raw beef carcases. Your dedication to detail is amazing. All I can really maintain – throughout all this, for so darn long now – is Dorey appears to be a Significant Other of Holland.Gawd. We all learned a lot from Mabuse. What a sad, lonely and potentially dangerous one Holland is.

  • klara,If mr.Mas wanted only power, why getting himself in this adventure of the independence if he already had the power until 2014?Maybe there is something else, for Example, it could be possible that he wanted to give some hope to more than 1,5 milions of demonstrators and avoid a revolution. it is always better to vote and act as an organized society

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  • Olá, FRX!Muito bom o post!Eu sempre pensei bastante nisso.A gente não É , e sim, ESTÁ!Agora eu estou professora, estou feliz, estou na internet, estou engraçada, estou amiga, estou alguma coisa…A única certeza de q SOU, é de q SOU uma pessoa, só isso!Manda essa p/ o diHITT! ( se amndou, vou comentar por lá também!) A propósito, já buscou seu selo?Bjs,Mary.

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  • Gracias por tu comentario, Julie, me ha sorprendido y alegrado bastante.Bueno, pues después del intercambio de comentarios, voy a seguir mirando tus blogs y webs, a ver que puedo aprender del de Mamás creando ^_^Un abrazo y gracias por leerme.

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  • Un article très intéressant et vraiment très bien écrit! Cela fait plaisir d’avoir un aperçu de la relève. J’ai vu quelques matches de Dimitrov et je dois dire que son jeu est vraiment flamboyant.A noter qu’avec sa finale à Orléans, Dimitrov a gagné 17 places et se trouve maintenant au 114ième rang mondial. Il me semble que le dernier qualifié automatiquement pour le grand tableau en Australie étant le 108ième, il n’est vraiment pas loin de son objectif de fin d’année.

  • Hi Ian & Emma, The pictures look amazing, we love them all and cant wait to see the rest. We had a fantastic and happy day which comes through in the pictures, we don’t scrub up too bad!! Thank you for sharing it with us and for making us both feel comfortable. We can higher mike out for a small fee, he misses his ladder!! Look forward to seeing you when we get back. Mr & Mrs Murfitt xx

  • >IngresJe vous confirme que le syndrome de Lambert est réel et je vous remercie de vos conseils mais c’est entre mon cerveau et mes doigts que ça se passe. J’ai appris à taper à la machine quand j’étais gosse, donc a) je me sers de mes dix doigts ; b) je vais (assez) vite. Je suppose que de temps en temps mon cerveau demande une lettre double à un doigt qui n’est pas encore sur la bonne touche et ça donne ce genre de coquiile.

  • Oh sweet sister, keep fighting the good fight. Forward moving, ever deepening, holding firm that shield, yielding to Him through the questions of it all, knowing that above all….your faith is more precious than gold. How beautiful you are! Praying for you today as you come to the end of this part of the journey. Praying for you in the days to come as your body continues healing.Much love to you today and always,Stacy

  • Ouais Mister,pour ça que la politique m’horripile et me fascine: elle fait à grande échelle en écrasant les individus au profit d’une dictature de la majorité au mieux,la folie mégalo d’un seul au pire et les exceptions confirment la règle.Ya que l’art pour rassembler et transcender véritablement.Mon avis.

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  • août24 Accuser André Pratte de faire l’éloge de Françoise David dans le but de diviser la gauche… ça me semble un peu fort. Si Pauline et son vieux parti ne livre pas la marchandise, l’opinion public sans suit, sans trop avoir recours à l’influence médiatique.Diviser la gauche, je trouve ça un peu fort aussi… et si le PQ n’était plus la gauche d’aujourd’hui? Et si un gouvernement CAQiste était élu face à une opposition regroupant trois partis de « gauche » de 45-50%?

  • Das ist eine fabelhafte Karte liebe Michi und so tolle Farben hast Du verwendet (meine Lieblings schon wieder yuhuhu)! Den Sketch hast Du super umgesetzt und die 3 Inchies umringt von Filmstreifen: echt genial. *Schwärm*. Ja ja… Technologie, wenn es nicht funktioniert, kann mich auch ganz schön nerven!!! Ich wünsche Dir einen schönen Tag (jetzt ist es bei uns in der Westschweiz fast wieder kalt und es regnet). Francine

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  • I got a new hairdo today–layered!! I am a classic bob usually–am still reeling from hair that doesn't move!!! Oh well, it's a new look for hump day and–it'll always grow out again…Love that cross stitch bee–soooo neat!! Julierose (aka now, why did I go and do that????):—((((

  • Dear Claire, This place looks absolutely stunning. Could you please send me more information – venue location, capacity, costs etc.My fiance is from Perpignan so we’re looking for venues around the area/not too far away.We have 120 guests. Many thanks,Sheila

  • pai si daca o sa reinregimenteze realitatea, ce-o sa rezolve? Cine dracu se mai uita la realitatea sau antena 3 sau orice alta televiziune din asta “politicianista” ? Fapt dovedit si-n 2009, cand daca aveau astea doua televiziuni audienta cat de cat, poate nu mai castiga basescu alegerile.

  • Uh, hvor jeg kender det. Gik til fødselsdforberedelses-yoga, hvor jeg kastede mig ind i sidste øjeblik i min bøjle-bh, print-tshirt og 10 Ã¥r gamle fodbold-joggingbukser med hul pÃ¥ knæet eller mine gemasher med hul i skridtet. PÃ¥ en god dag havde jeg sorte underbukser pÃ¥ indenunder. Og havde husket hÃ¥relastik. Det fjerner altsÃ¥ lidt fokus at skulle prøve at camouflere nøgen hud.

  • Well no longer is NY the Nanny state, it’s now the Ninny state. Let’s everyone wrap ourselves in bubble wrap and stay in a closet, drive a nerf car and never hurt anyone’s feelings or allow your feelings to be hurt, only wear soft clothes and talk only in a very, very low voice and one day you’ll grow up to be… a Man, I mean Woman, I mean Man… I mean… well anyway, you’ll be some type of fat encapsulated carbon based life form.

  • Hola. Tengo el 3G. Desde que actualice a la version iOS4 he notado en general mayor lentitud de acceso a las aplicaciones, llegando a quedarse colgado durante algun minuto pero sobre todo que la bateria literalmente “se la come” llegando a durar la mitad que con el anterior iOS.Espero que alguien tenga una solucion o que Apple lo arregle pronto por que me parece lamentable.

  • Bonjour Fabrice,Effectivement, j’avais oublié le « s » dans mon url…Merci de l’avoir corrigé, et d’accorder la diffusion du lien dans le commentaire.Je n’hésite pas à revenir régulièrement sur votre site, qui est une fois encore, très intéressant.Au plaisir.

  • Aaaay, el horrooooor… eso de los arreglos a las casas… Yo no veo para cuándo meterle mano a ésta pero verla convertida en zona de desastre es la razón número uno por la que no empiezo (claro, o a poco creías que la razón #1 era el dinero? ja… eh… pues también). Lo bueno es que ese material no ensucia tanto no? Aquí se está poniendo de moda ese material. Muy económico pero quién sabe si adecuado a nuestras condiciones.Suerte, ánimo, todo pasa.

  • si vous n’avez pas foi en l’homme et en la raison je ne comprends pas que vous soyez démocrate;sur la torture et les Etats Unis, la différence entre eux et le reste du monde , c’est que, under the circumstances (poseur de bombes), tout le monde la pratique et que seules les vraies démocraties l’encadrent, Israel par exemple

  • Oi Carol,Estou mesmo me preparado para começar a dieta, porém preciso tirar minhas dúvidas para não cometer nenhum grande pecado e estragar tudo…rrsrsrsPosso adicionar ao mingau de aveia farinha de linhaça e farelo de quinoa? Em que quantidades?Vi o seu blog que há uma receita de bife feito na água, sem gordura, olhei o blog todo e não achei, pode me dizer onde encontro?Obrigada,Márcia.

  • suzyt dit :Et finalement ça débouche sur quoi? on n’entend plus parler ou presque de ce qui semble être la République des copains et des coquins dans cette affaire… et qui plus est, la dame dont il est question, sera bientôt embauchée à Direct8 future chaîne de Canal +

  • El fatídico Internet Explorer no corre deliciosamente en Wine, no tiene buen rendimiento, a veces es necesario! si se quejan con los bancos sería bueno a mi me gusta Firefox y en Linux y en Mac no lo tengo.Fe de Erratas:Perdón quise decir que no cuento con IE en Linux y en Mac, sería bueno respetar estándares.Saludos

  • Kirjoittakoot lehdet mitä tahansa, minusta tässä blogissa tiivistyy erityisesti kauniissa ja hienosti sommitelluissa kuvissa ja eleettömässä kirjoitustyylissä kaikki arjen hienoudet. Joskus se voi olla puolikas greippi, joskus just se 6 levyä suklaata. Muita blogeja luen ja siirryn seuraamaan, tätä blogia ja sen henkeä jään aina fiilistelemään. Kiitos, jatkakaa!:)

  • It's J-pop. That's pretty typical all things considered. You've never gone shopping in Japan have you? Much of Japan is like it was conceived and decorated by an asian Shelly Tambo Vincoeur to the 10th power with sea food thrown in. All on top of a very ancient society… Sometimes with a token "Ia! Ia! Dagon ftagn Ia!" for maximum effect.

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  • FOR THE RECORD…I did not visit St. Andrews until a year later when I was miserable at my first school and planning to transfer. I ended up, finally at NYU, where I really wanted to go along but was told I was too tiny to handle. 10 YEARS IN THE CITY, KITTENS!

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  • Jeff, you are a genius. After locking myself out of admin controls I could not download a necessary app. This was the third “hack” page I visited and viola! Magic!I did follow one other poster’s instructions and omitted the space after /db/.I am now wondering if this is how you computer folks feel all the time, because I feel like a pretty serious bad arse.Thanks and be well!PS, love the screen shots to answer questions for people who have criminally underestimated the power of reading comprehension.

  • Csodálatos a kép. Egyben jó tudni, hogy a tojásobszesszió szubkultúrájának más képviselÅ‘i is vannak (igaz, én inkább a tükörtojásra fókuszálok). Viszont: mi a preferált lágytojásnyitási technikád? Találkoztam már késsel-lecsapókkal, megtörÅ‘kkel-és-utána-hámozókkal, de egyikük sem gyÅ‘zött meg. Ugye jól sejtem, hogy van erre egy krómacél célszerszám?

  • You are taking the entire responsibility for your marriage on your shoulders….and that can NEVER work. If he is not totally committed to making it work, as well as you, no way it can work. I lived that in my marriage..I wanted it to work, and she didn’t, so in the end, it didn’t! He is going to have to meet you halfway, or else go file for divorce….you can’t do this alone!

  • போர் இன்னும் முடியவில்லை. பல உண்மைகளை வெளிச்சம் போட்டது.நல்லபதிவு என்று சொல்வது அவரவர் மனப்பாங்கைப்பொறுத்தது என்பதால் இது ஒரு யதார்த்தமான பதிவு என்று சொல்கின்றேன்.. 60வருட காலப் போராட்ட வளர்ச்சியைச் சாகடித்துவிட்டார்களே என்கிற வருத்தம் ஒவ்வொரு தமிழருக்கும் உண்டு.எப்போ அவர்கள் விடுவார்கள் தாங்கள் போராட்டத்தைத் தொடரலாம் என்கிறஅவசரம் பலருக்கு இருப்பது போலுள்ளது. ஏனென்றால் ஏமாந்த மக்கள் முதுகில் ஏறி உட்கார்ந்து கொண்டால் தானே மக்களை ஏமாற்றித் தாங்கள் பிழைத்துப்போகலாம்.தமிழ்சித்தன்

  • سلامپوشه دی ال سی رو از دانلود سنتر و دی ال سی Û± و Û² روش Û´d1 دانلود بفرمایید.فایل های این پوشه باید مثل عکس باشند البته بجز مپ ترمینال که نباشه هم میشه بازی کرد اما نه در اون نقشه ترمینال.

  • Je ne comprends pas que l’on puisse encore pleuré devant une défaite du PSG. Vous devriez être habitué depuis le temps et le nombre de casseroles qu’ils se prennent…Bon, je ne vais pas faire mon psy, mais pleurer comme cela devant des victoires et des défaites sportives: vous ne seriez pas un peu dépressifs…?! Trop de sentiments interiorisés…?Perso, j’ai pas pleuré, mais hier j’avais les boules. Lyon a été battu en 1/8ème de finale par des pizzaiolo… Ca m’a rappelé la finale de 2006. Ah ces italiens..!

  • I am not sure about this one, after getting the fleshlight mouth that I seen on the website I don’t think any other sex toy for men can beat it – and that is after experimenting with other good masturbators like the Tenga Egg. But I still have to say very few of these sex toys can match a fleshlight – There is no doubt in my mind, it feels better than any of most other fake pussies!

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  • tracey · Hi Danica – Oh it’s a great read. I’ll be interested to see what Issue 2 includes … though I’m like you in that I’m a little addicted to magazines so have to make sure I don’t go overboard with signing up for lots of new subscriptions! (though it’s a happy problem to have).

  • I find that almost all energy efficient appliances have a "HEAVY" or "EXTRA WATER" button. If you press that button, it works almost as well as a normal appliance. If you don't press that button, it makes some noise, but doesn't get a lot of work done.So all the energy efficient appliance does is force me to select the heavy duty cycle every time I use the machine. I would like to make that the default, but that is never an option. Big Nanny wouldn't like that…

  • Gorgeous Card Bev. Just love all the detail, the image and the colors. I just received my first order today from Wild Orchid Crafts, I did not expect it to and I as so excited I almost lost my footing and fell over. Can't wait to dig in an use them they are even more beautiful up close.

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  • eu como jogador faria exactamente igual ao tonel, ele comemora o golo da equipa pela qual joga, nao comemora a derrota da academicanem todos sao cromos e tristes como o rui costa que sem saber como teve uma carreira no milan sem ser nunca nada de jeitoe poe-se a chorar feito triste no relvado, curioso que mais tarde ate ganhou dinheiro num anuncio a dizer isso

  • Hyvä teksti!Ongelmana vain on se, että ihminen on laumaeläin.Kristitty laumaeläin haluaa, että muutkin ovat kristittyjä.Jos ei muuten, niin sitten pakolla, lain tai säädösten kautta.Nimimerkillä"Raamatulla päähän epäuskovaa"SUMMA SUMMARUMValtionkirkon kohdalla on näin, että kenen leipää syöt, sen lauluja laulat.Jos valtionkirkko ei tanssi valtion pillin mukaan, niin saatpahan nähdä, että verotusoikeus poistuu siltä varsin vikkelään.

  • O mal é da netcabo e nem iamginas o que lhes enfernizo a vida. Até já me disseram que não vale a pena telefonar mais pois que é uma avaria cá na zona e que não sabem quando resolvem.Vou escrever-lhes uma cartinha simpática, a pedir indemnização por quebra de contrato, por perdas e danos pois que preciso da net para trabalhar, e ainda pelas chamadas telefónicas que me obrigaram a fazer. Depois vou estudar o mercado e adeus netcabo. Vou mudar. Estou farta deles!Beijinhos e boas férias

  • true scamp, true. the real belly laughs fly close to the bone. racist/disablist/sexist…etctv shows like the office, books like tvgohome, they’re allowed to do this. we advertising kids aren’t.clients wouldn’t let us, and even if they did, the bacc wouldn’t.

  • Hyvältä kuullostaa ja tsemppiä teille kaikille uusiin tehtäviin. Valtuustoon tuli valittua paljon fiksuja ihmisiä, joten varmasti myös paljon käydään asiallista ja asioita eteenpäin vievää keskustelua. Ja ulosantisi on mitä parhain ryhmäpuheenvuoroa ajatellen!

  • Merci pour ce billet ! Je ne connaissais pas Charles S Peirce, c’est amusant .Quant à Lee Smolin, j’adore son idée, mais je ne suis pas sûr qu’elle soit partagée par qui que ce soit d’autres : Smolin est je crois anti supercorde, et donc naturellement très minoritaire.

  • mon message était en réponse à un post qui doutait fortement des données avancées mais maintenant qu’elle sont là libre à chacun de vérifier lui même.Après on peut aussi douter de l’impartialité de la NASA (je plaisante évidemment!)PS : livre en cours de lecture (fait incroyable il est dispo à Chambéry) pour le moment je le trouve très bon, mais je pense que je vais avoir deux ou trois remarques à faire (coquilles notamment)Â

  • Hi Becky, Love your shelf shadowbox. It looks gorgeous above the TV filled with your treasured items. Did some catching up and congrats on your sweet little grands. How precious and what a blessing. I have been sick with the flu and trying to get back in the swing of things now. Have a blessed day.Hugs, Celestina Marie

  • My favorite older woodies are blue streak at cedar point and phoenix at knoebels. Both of them I like for the same reason: a simple out and back(or double) layout with plenty of airtime and few turns(preventing roughness). Phoenix is probrably my favorite out of the 2 for airtime, and blue streak is my favorite for terrain and views(lake erie). Comet at hershey park is good also.

  • Tengo una duda ,lo que pasa es que cuando lo quise grabar (con el imgburn) me decia que el archivo pesaba mas de lo que tendria que pesar y que no entraba en el dvd cuando me fije en los archivos que descarge (desde rpidshare) pesaban 819.200kb esta bien? lo parchee y todo,cual es el problema,x favor respondanme estoy desesperado :cwy:

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  • "As Egypt has approximately 5 percent of Christians that means 100 percent of Muslims want Islam to play a large part in politics"I agree with all your article but this part…. Copts percentage is difficult to evaluate but is considered to be between 10-15 % of the whole population !Keep on your great work,Trumpeldor from brussels,eurabia

  • Brilliant booty! You will look fab in the body-con dress. I scored a gorge pair of leather boots in the charity shop a couple of days ago. Brand new, knee-high brown leather corkers for £3.99. I still haven't stopped grinning and have them in the corner of my bedroom so I can adore them while I'm reading in bed! Em x

  • Ils ne peuvent pas comprendre la soumission absolue au CHEF qui reste la marque de la droite UMPiste réduite au culte du lider maximo. En attendant qu’une vraie droite républicaine les balaye et qu’ils aillent au FN… (Enfin, si celui-ci était un parti de gouvernement, pas conçu uniquement pour gérer bourgeoisement la petite entreprise familiale…)

  • Frenesis incomodos: Mãe querendo o filho arrumadinho para festa de final de ano, mulher fofoqueira em dia de casamento, ansiedade em saída de show de todo mundo ir ao mesmo tempo, entrada de ônibus lotado, namorada cricri no telefone e o infermo na Terra: Crianças e adolescentes chatos no cinema.Frenesis legais: Estreia de um filmaço(estilo Batman Rises), encontro com uma tremenda gata e final de campeonato.Valeu Descontrolados

  • Superbe instantanee ale unor meleaguri incarcate de arome exotice si misterioase! ;)Cred ca am mai spus-o, dar cu riscul sa ma repet…esti norocoasa ca ai vizitat atatea colturi din lumea aceasta fabuloasa! Te admir nespus si visez ca intr-o zi voi face si eu la fel…:)Salutari si complimente! 🙂

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  • Wow! You’ve released so many casts, Ryan! : )I’ve listened to all of them, except for this one, and I’d like to tell you that they’ve been thoroughly enjoyed! I’m very much looking forward to the release of Unholy Wars, as well as your casts that will follow! Great job, Ryan! Your casts are awesome.

  • No me extraña para nada la noticia. Un bipartidismo compuesto por un partido muy neoliberal y otro que ha empezado a abrazarlo; apoyados por nacionalistas de carácter neoliberal también, unos medios de comunicación controlados por neocoms.Pues blanco y en botella…..Saludos….Al final están tirando tanto de la cuerda que la van a romper. Nos acabarán dejando el “foro de expresión” de LAS BARRICADAS y de la LUCHA OBRERA para expresarnos y que se nos oiga.Llegará, llegará….

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  • I see, so much for open debate. I posted a list of historical atrocities that Jews did to Christians and you remove the post. Truth hurts eh? In true fashion of propaganda, you hide negative news. Tsk tsk tsk!I guess you only want to hear of the atrocities of the one side and not the other. It is why the backlash is coming.

  • Good Lord, you have a beautiful baby. I’m just going to keep saying it!My boyfriend and I were just talking about this the other night: five years ago, we were seniors in college. I was finishing up my student teaching and he was deciding on a graduate program. He applied to places before we started dating, so he ended up making his choice based on what would be the closest to me—-the closest place was six hours away! We’re now nearly five years into the LDR thang and have just one more year to go. How time flies!

  • Going to try this as soon as my butter softens! I have a questions – unlike you, I am afraid to try something without a recipe or someone else doing it first but I am trying to be Gluten Free and was wondering if you think Almond Meal would work in place of the flour?

  • Ralu, nunca he hecho garbanzos con langostinos, de hecho así de primeras me resulta una combinación rara, así que tendré que probarla, ¿para cuándo en tu blog? Y sí, con los garbanzos de bote se hace en un pispas aunque nadie lo diría. Bstos

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  • Oh Vix the pattern mixing is fantastic! i wish i could sew, do not have the patience! Izzy is an ace in sewing, of course after 3 years of designing school! Izzy can fix anything, i really admire that! Off to the clinic again today, but bonus, bonus, there is a salvation Army not too far, so i will have a peek today!Lots of friendship, love you – Ariane xxxxx

  • கரி, இப்போ எதுக்கு திப்புவை கட்டுமிராண்டினு சொல்லுற.. அவர் நம் தாய்நாட்டுக்காக உயிர்த்தியாகம் செய்த மாவீரன்..அப்படி உயிர்த்தியாகம் செய்த ஒரு அய்யர் அய்யங்கார காட்டு பார்க்கலாம்? பாரதி ல இருந்து வாஜ்ப001000ாயி வரைக்கும் மன்னிப்பு கடிதம் கொடுத்த கோழைகள் தானே.. நீங்களெல்லாம் இப்போது தேச பக்தி பற்றி பேசுறீங்க… அப்போ நீயெல்லாம் வெக்கமே படமாட்டியாப்பா?

  • Je suis une quiche en cuisine, aidez moi car le peu de fois où un de mes repas etait mangeable et présentable mon amie a tenue à prendre une photo, en garder une part de côté pour le prouver a ma mère, et s’empesser à mettre une croix sur le calendrier…… tellement vide… 2 croix pour le moment

  • Un cuore da bambino…. avere un cuore da bambino non è una vergogna. È un onore. Un uomo deve comportarsi da uomo. Deve sempre combattere, preferibilmente e saggiamente, con le probabilità a suo favore, ma in caso di necessità deve combattere anche contro qualunque probabilità e senza preoccuparsi dell’esito. Deve seguire i propri usi e le proprie leggi tribali, e quando non può, deve accettare la punizione prevista da queste leggi. Ma non gli si deve dire come un rimprovero che ha conservato un cuore da bambino, un’onestà da bambino, una freschezza e una nobiltà da bambino.(Ernest Hemingway)

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  • Hola Mactans:Los sigo atentamente, como le dije a Bidan. Es extraordinario como dos amigos pueden encontrarse en el sector…ese.Si pueden, me cuentan:¿Cómo se cepillan los dientes?¿Es cierto que se desayuna, almuerza, merienda y cena con sólo cuatro pastillas?Allí no se pueden mantener alineadas las lapiceras… flotan siempre.Quisiera estar con Ustedes, pero no puedo mentir.Pero cuenten conmigo para seguir el relato.Suerte, saludos y gracias.(En ése orden).Daniel.

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  • Calgary by election poll released last night (before little Trudeau’s video released, not sure if time taken includes the McGuinty ‘go home Albertans’ )A survey released by Return on Insight Thursday evening showed Crockatt with the support of 37 per cent of decided voters in Calgary Centre, followed by Locke at 32 per cent, the Green’s Chris Turner at 17 per cent and the NDP’s Dan Meades at 12 per cent. (16% undecided and over 4% m.o.e.)

  • My experience is admittedly limited. A one of the Sabre fencers on my team has an old practice blade that is so flexible he can touch the tip to the guard if he works on it for a while. It’s been known to wrap itself around his opponents weapon in practice. It’s obviously not legal, but it’s helped for a large part of my opinion on sabres. I guess you’re right. New sabres aren’t nearly? that bad, but I can’t seem to shake the memory.

  • even if he is …. What hte fuck is your problem? Why do people ALWAYS have to say nasty things about gay people ?he is Gay not out of choice but because of his exposure to it as a child…. And Why cant you just be happy he is free and happy ?Why do you have to bother about him being gay ? What gr8 achievements have you made by being str8 anyway ?Yes he is gay and So am I …. Cant you just leave people who DONT HARM you alone ?

  • How do you engage in armed insurrection against universal health care? Seriously. Do you firebomb clinics? Gun down Medicaid personnnel. March into exchanges and turn people away at gunpoint? And aren’t they at least a little bit worried this will make them look like thugs and bullies?

  • miam, miam, ça donne faim. je (re)découvre les pommes, moi qui n'était pas très pommes, et je vois bien la différence entre des bonnes pommes douces, sucrées, juteuse du marché (et des Coteaux nantais) avec celles du commerce .. rien à voir. Article très appétissant.

  • Natürlich ist Pilates Sport. Ich würde die Leute, die sowas behaupten, ja immer erstmal ein paar Wiederholungen der Schere machen lassen. Da braucht man nämlich echt gute Bauchmuskeln für… Lass dir nix einreden, Pilates macht Muskeln, ist also Sport!